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Make instant payments at points of sale via IPS QR code, free of charge, using only your mobile phone.

Pay bills with IPS QR code

 

Payment by IPS QR code at points of sale



If you see the “IPS” sign (Instant payments Serbia) at a point of sale, it means that you can make a payment using a mobile app just by scanning the IPS QR code.


There are two options for instant payment at points of sale:

IPS show — when the mobile app generates a one-time IPS QR code that is scanned by the sales person, using a reader connected to a cash register for example.

IPS scan — when a camera opens in the application to scan the merchant’s IPS QR code displayed on the appropriate device. 


After the scan, you should enter the PIN code for payment verification to complete the payment, and the money will be transferred to the merchant’s account in just a few seconds and become immediately available. 


This service is available to resident customers who own account, at the mobile app home page. Customer should log in again in the app, and thus refreshes the application, the IPS show / mCash and IPS scan icons will be visible. The service is not available to authorized persons on the current account.


Payments by IPS QR code are possible at points of sale that support this type of payment, marked with IPS logo at the point of sale.


Bill payments by scanning IPS QR code 

IPS scan service can be used for bill payments, by scanning the code printed on the bill. After scanning the code, a screen will appear with all information necessary to complete the payment already prefilled.
The only information you can change if you want, is the amount, in case you are paying less or more than the amount printed on the bill.

IPS payment online with IPS Scan 

Internet payments using the IPS Scan option allows you to make faster and simpler purchases on the websites and in the applications of domestic merchants.

IPS internet payments can be made by scanning the IPS QR code or by selecting a bank from the list of banks whose mobile banking application you are using.

The advantage of IPS payments when purchasing online is the high level of safety, given that by using this method, the buyer does not leave any data about his payment instrument.

Where can you make an online payment using the IPS Scan option?

  • On the websites of domestic merchants that support instant payments with the IPS Scan option.
  • In mobile applications of domestic merchants that support instant payments with the IPS Scan option.


How do I make a payment with IPS QR code? 


In order to use this service, all you need is to have money on your account and install the personalized Mobi Bank app on your phone.


Instant payment service is available to you at any time through our mobile app by selecting the option for the transaction you want:

  • IPS show / or  
  • IPS scan 
 

How to use IPS show?

 

1. Select the IPS show option and enter your PIN. 



 
 
 

2. The application will generate a QR code, which will be valid for 3 minutes.

Each code generated can be used for one transaction only.

 
 
 
 
 

3. Show the generated code to the sales person.


 
 
4. The payment will be made after the sales person scans the code, and you will get a notification containing the details of the point of sale, the payment amount and currency and the available balance in your current account after the payment has been made.

 
 
 
 

How to use IPS scan?

 

1. Select the IPS scan option from the mobile app home screen and enter your PIN.



 
 
 

2. The application will activate your phone's camera. 

Read the camera code generated by the merchant at the point of sale.


 
 
 
 
 

3. After the merchant’s code has been successfully scanned, the app will show you a screen containing details about the payment: merchant’s name, payment amount and currency.

Confirm your payment by clicking the “Pay” button.






 
 
4. When the transaction is successfully verified, the app will show the following message: “Payment completed” and you will get a notification containing the details of the point of sale, the payment amount and currency and the available balance in your current account after the payment has been made.
Click the “OK” button below the message and go back to the app’s home page.


 
 
 
 

How to pay bills by scanning IPS QR code?

 

1. Select the IPS scan option from the mobile app home screen and enter your PIN.



 
 
 

2. The application will activate your phone's camera.

Read the camera code printed on the bill.



 
 
 
 
 

3. After the bill code has been successfully scanned, the app will show you a screen containing details about the payment: name, account number and the address of the billing party, amount and currency of the payment, payment code and model, reference number and payment purpose.  The only information you can change is the amount you are paying. Confirm your payment by clicking the “Make a payment” button.



 
 
4. When the transaction is successfully verified, the app will show the following message: “Payment completed” and you will get a notification containing the payment amount and currency and the available balance in your current account after the payment has been made.
Click the “OK” button below the message and go back to the app’s home page.


 
 
 
 

How to pay online using the IPS Scan option?

If you are accessing the merchant's website on a computer, you pay by scanning the displayed IPS QR code via the bank's mobile application (for step-by-step instructions, see the section How to use IPS scan?)

If you are accessing the merchant's website on a mobile phone, you can make the payment in 4 simple and quick steps, by automatically connecting to the payment option on the bank's mobile application:

 

1. Select the IPS Scan payment option on the websites or apps of merchants that allow this option. Select Mobi Banka from the drop-down list of bank names and click on the payment button.


 
 
 

2.The Mobi Banka mobile application will open automatically, displaying the login screen.



 
 
 
 
 

3. After the successful login, the application will display a screen with payment details: merchant name, amount and currency. Confirm the payment by clicking the "Pay" button.




 
 
4. When the transaction is successfully verified, the app will show the following message: “Payment completed” and you will get a notification containing the payment amount, currency and the available balance in your current account after the payment has been made. Click the “OK” button on the bottom of the screen.