Menu
 
 
 

Choose loan amount

RSD

60,000.00 RSD

600,000.00 RSD

I receive my salary / pension in Mobi Banka

Select repayment period (number of installments)

months

6 months

60 months

Monthly installment amount (principal + interest)
Total loan amount with interest to be paid
MONTHLY INSTALLMENT
10,400.90RSD
TOTAL FOR REPAYMENT
62,405.41RSD
INTEREST RATE
14.50%
NIR = EIR
FIXED INTEREST RATE

No loan application processing fee

No Credit bureau report withdrawal fee

No loan maintenance fee

*The cash loan calculator is for informational purposes only.

 
DO YOU WANT US TO CALL YOU AND TELL YOU MORE?

Our banking advisors are here to explain all the terms and conditions of Mobi Banka's cash loan in the pre-contractual phase.

APPLY NOW ONLINE

Apply for a cash loan online through Mobi Banka internet app.

Choose a Mobi Banka advisor near you *

If you don’t see your city in the drop-down menu, type in your location and the nearest advisor will contact you.

Enter your name

Enter your phone number *

I have an account in Mobi Banka

Please follow this link to read our Personal Data Processing Notice

The collected customer data will be used exclusively for making calls to provide additional information in pre-contractual phase on the terms and conditions of Mobi Banka's cash loan.

APPLY NOW ONLINE

Apply for a cash loan online through Mobi Banka internet app.

 

Need cash?

 
 

Choose a cash loan of up to 600,000 dinars with a repayment period of up to 5 years

No fees for loan application processing, loan maintenance and withdrawal of Credit bureau reports

The installment remains the same throughout the loan repayment period, because our loans have a fixed interest rate

We have a more favorable interest rate for clients who receive their salaries/pensions through Mobi Banka

You can submit the documentation online* or at the nearest Telenor shop.

 
*If the attached documents have not originally been issued in electronic form, you will also be required to provide the originals at the Bank's point of sale.

For the cash loan to be disbursed, you need to have a current account with Mobi Banka that does not include a monthly maintenance fee. If you do not already have a current account, you can apply for a loan, and we will open an account for you after the application has been approved.

If you have an account open with us, and you want more, in addition to the approved cash loan, you will also be approved a credit card with RSD 30,000 limit!
 
 
 

How do I apply for cash loan

 
 

Use the app to get everything done, in 3 steps:

1.

Apply for an RSD cash loan and submit the necessary documentation online* through the internet app or at Mobi Banka points of sale. Based on the provided personal and financial data, and data on employer, the attached documentation and Credit Bureau report data, the Bank will decide on loan approval and inform you about it by SMS and email.

2.

After the approval, you can accept the offered loan terms in the mobile or internet app.

3.

Conclude the loan agreement online, without visiting the Bank!

After the agreement has been concluded, the loan will be disbursed and we will inform you about it by SMS and email.

*If the attached documents have not originally been issued in electronic form, you will also be required to provide the originals at the Bank's point of sale.

 

If you do not have a current account opened with us, you can submit a loan application, and we will open your account after the application has been approved.

1.
Visit the Bank's point of sale to get an offer.
2.
Apply for an RSD cash loan and submit the necessary documentation online* through the Mobi Banka internet app. Based on the provided personal and financial data, and data on employer, the attached documentation and Credit Bureau report data, the Bank will decide on loan approval and inform you about it by SMS and email.
3.
After the approval, visit the Bank's point of sale to open a current account without a monthly fee
4.
After opening the account, you can accept the offered loan terms in the Bank's mobile or internet app.
5.
You will conclude the loan agreement at the Bank's point of sale, at which point you will provide the original documentation.

After the agreement has been concluded, the loan will be disbursed and we will inform you about it by SMS and email.

*If the attached documents have not originally been issued in electronic form, you will also be required to provide the originals at the Bank's point of sale.

 

It is important for you to know

 
 

Terms and conditions for cash loan

Loan amount from 60.000 RSD to 600.000 RSD
Period of repayment from 6 to 60 months
Maturity Up to 36 months 37-60 months
Interest rate (per annum) for clients who receive their salaries/pensions through Mobi Banka

12,50% - 14,00%

fixed, annual

14,75% - 16,25%

fixed, annual

Interest rate (per annum) for clients who do not receive their salaries/pensions through Mobi Banka

14,50% - 16,50%

fixed, annual

16,75% - 18,75%

fixed, annual

One-off loan application processing fee Free of charge
Early loan repayment fee Free of charge
Credit Bureau report withdrawal fee Free of charge
 

Full-time employees

  • Monthly bank statements from the account to which you receive earnings for the last 3 months in PDF format. Typically, you receive the statements via email or can be downloaded through the Internet or mobile banking, or
  • Employment and Employment Receipt issued in electronic form and signed with a digital certificate by the employer, or
  • Electronic delivery certificate received from e Government portal. More information on how to obtain this certificate can be found here.

    If the employer does not issue a certificate certified by a digital certificate, you can attach a certificate stamped and signed.

    An example of correctly completed Certificate verified with the stamp and signature is presented below.

    • PPDG5/PPDG2R – income tax return certificate for those with income exceeding a defined limit
    Employment type and income verification document Electronic delivery certificate


    Pensioners

    • Monthly bank statements from the account to which you receive your pension for the last 3 months in PDF format. You usually receive the statements via email, or you can download them via the Internet or mobile banking, or

    Pension checks for the last three months, or

    Pension Certificate issued by the PIO Fund RS, or

    Electronic delivery certificate received from e Government portal. More information on how to obtain this certificate can be found here.

    • A copy of the decision issued by the competent pension fund – the document needs to be translated by a certified court interpreter (for foreign currency pensioners). The translation will not be required for foreign currency pensioners who receive their pension cheques from Croatia, Bosnia and Herzegovina or Montenegro.


     
    • Natural persons with residence in the Republic of Serbia (residents)
    • Persons above the age of 18 with an ID card that is valid at the moment when they make their application
    • Full-time employees and pensioners who receive their regular monthly income of at least 20,000 RSD. For part time employees repayment period is determined so that the last installment must be paid at least 2 months before the end of the part-time contract. 
    • Persons employed with companies that have active status
    • Persons who have been employed with their current employer for at least 3 months
     

    The client pays the loan off in the equal monthly annuities at the end of every month, following the repayment plan.

    The first annuity arrives on the last day of the following month. Annuity payment is made on the last day of month from the users current account.


    Early loan repayment


    • The loan user has the right to pay the loan off, wholly or partially, even before the finishing date predefined in the agreement, through the inter transfer from user’s current account to its loan party. The minimum payment amount must be greater than the amount of three annuities.
    • In the case of the early partial repayment, the amount of the monthly annuities will proportionally reduce following the remaining amount of the total debt. 
     

    Representative example for the use of RSD cash loan for clients who have transferred their salaries to Mobi Banka:


    Amount Repayment NIR EIR Monthly instalment Loan application
    processing fee

    Total amount of loan

    (equity and interest rate)

    300.000 RSD 36 months 12,50% fixed, annual 12,50% 9.947,88 RSD without fee 358.123,59 RSD
    300.000 RSD 36 months 14,00% fixed, annual 14,00%  10.141,40 RSD without fee 365.090,46 RSD
    600.000 RSD 60 months 14,75% fixed, annual 14,75% 13.922,35 RSD without fee 835.341,29 RSD
    600.000 RSD 60 months 16,25% fixed, annual 16,25% 14.335,23 RSD without fee 860.114,15 RSD



    Representative example for the use of RSD cash loan for clients who have not transferred their salaries to Mobi Banka:


    Amount Repayment NIR EIR Monthly instalment Loan application
    processing fee

    Total amount of loan

    (equity and interest rate)

    300.000 RSD 36 months 14,50% fixed, annual 14,50% 10.205,87 RSD without fee 367.411,54 RSD
    300.000 RSD 36 months 16,50% fixed, annual 16,50% 10.463,57 RSD without fee 376.688,31 RSD
    600.000 RSD 60 months 16,75% fixed, annual 16,75% 14.473,26 RSD without fee 868.395,95 RSD
    600.000 RSD 60 months 18,75% fixed, annual 18,75% 15.027,21 RSD without fee 901.632,76 RSD



    Note: The stated effective interest rate shall be applicable as of the date when the loan repayment plan is created. The representative example was created on 28 December 2020.