Menu
 
 
 
 

If you need cash, you can choose one of Mobi Banka’s loan products tailored to your needs! Now you can complete everything online quickly and easily without visiting a bank.


RSD cash loans


Do you need some extra cash?  
Choose our cash loan with the maximum amount of 600.000 RSD and up to 5 years repayment period, without one-off loan application processing fee. Apply for the loan anywhere and anytime. 

To apply for the cash loan you need to have a current account with Mobi Banka without a monthly maintenance fee and issuance of a debit card fee. If you don’t already have a current account with Mobi Banka, you can apply for the loan, and we will open your current account after the loan application is approved.

 
 

Terms and conditions for cash loan

Loan amount from 60.000 RSD to 600.000 RSD
Period of repayment from 6 to 60 months
Maturity Up to 36 months 37-60 months
Interest rate (per annum) for clients who receive their salaries/pensions through Mobi Banka

12,50% - 14,00%

fixed, annual

14,75% - 16,25%

fixed, annual

Interest rate (per annum) for clients who do not receive their salaries/pensions through Mobi Banka

14,50% - 16,50%

fixed, annual

16,75% - 18,75%

fixed, annual

One-off loan application processing fee Free of charge
Early loan repayment fee Free of charge
Credit Bureau report withdrawal fee Free of charge

*from 1 April 2020 until 30 June 2020.

 

Cash loan and credit card


Apart from the cash loan you will be approved the use of a credit card with RSD 30,000 limit without additional paperwork. For more information about this offer, please get in touch with the Bank’s contact centre +38163 9005.  


More about credit cards from Mobi Banka

 

How do I apply for a cash loan? 

(customers with current account)


Step 1. Complete the loan application on the Bank's Internet application or at the Bank's point of sale by entering personal, financial and employer data.

Step 2. Attach the required documentation on the Bank's Internet application.

If the enclosed documents are not originally issued in electronic form, you will need to submit the originals at the Bank's point of sale.

Step 3. Based on the entered data, the attached documentation and data from the report of the Credit Bureau, the Bank will make a decision on approval of the loan, of which we will notify you via SMS and email.

Step 4. After approval of the loan application, accept the offered loan terms on the Bank's mobile or internet application.

Step 5. The loan agreement is concluded online without coming to the Bank's point of sale. More information on signing a distance contract here

Step 6. After the conclusion of the contract, the loan will be realized, of which we will notify you via SMS and email.



 
 

How do I apply for a cash loan? 

(customers without current account)


Step 1. Visit Bank’s point of sale to get the offer.

Step 2. Proceed with loan application, by entering personal, financial and employer data and attach the required documentation on the Bank's Internet application.

If the enclosed documents are not originally issued in electronic form, you will need to submit the originals at the Bank's point of sale

Step 3. Based on the entered data, the attached documentation and data from the report of the Credit Bureau, the Bank will make a decision on

approval of the loan, of which we will notify you via SMS and email.

Step 4. After approval of the loan application, visit the Bank’s point of sale to open a current account which does not include a monthly maintenance fee an issuance of a debit card fee. After you open the account, accept the offered loan terms on the Bank's mobile or internet application.

Step 5. The loan agreement is concluded at the Bank's point of sale, during which you need to present the original documentation.

Step 6. After the conclusion of the contract, the loan will be realized, of which we will notify you via SMS and email.




 
 

Required documents

 

Full-time employees

  • Monthly bank statements from the account to which you receive earnings for the last 3 months in PDF format. Typically, you receive the statements via email or can be downloaded through the Internet or mobile banking, or
  • Employment and Employment Receipt issued in electronic form and signed with a digital certificate by the employer.

If the employer does not issue a certificate certified by a digital certificate, you can attach a certificate stamped and signed.

An example of correctly completed Certificate verified with the stamp and signature is presented below.

  • PPDG5/PPDG2R – income tax return certificate for those with income exceeding a defined limit
 
Employment type and income verification document
 

Pensioners

  • Monthly bank statements from the account to which you receive your pension for the last 3 months in PDF format. You usually receive the statements via email, or you can download them via the Internet or mobile banking, or

Pension checks for the last three months, or

Pension Certificate issued by the PIO Fund RS.

  • A copy of the decision issued by the competent pension fund – the document needs to be translated by a certified court interpreter (for foreign currency pensioners). The translation will not be required for foreign currency pensioners who receive their pension cheques from Croatia, Bosnia and Herzegovina or Montenegro.
 

Who can apply

Loan payoff

Sample