Choose loan amount
RSD
60,000.00 RSD
1, 000,000.00 RSD
I receive my salary / pension in Mobi Banka
Select repayment period (number of installments)
months
6 months
70 months
FIXED INTEREST RATE
No loan application processing fee
No Credit bureau report withdrawal fee
No loan maintenance fee
*The cash loan calculator is for informational purposes only.
Our banking advisors are here to explain all the terms and conditions of Mobi Banka's cash loan in the pre-contractual phase.
Apply for a cash loan online through Mobi Banka internet app.
Choose a Mobi Banka advisor near you *
Please follow this link to read our Personal Data Processing Notice
The collected customer data will be used exclusively for making calls to provide additional information in pre-contractual phase on the terms and conditions of Mobi Banka's cash loan.
Apply for a cash loan online through Mobi Banka internet app.
Need cash?
Online cash loan up to 600,00 RSD
Cash loan up to 1,000,0000 RSD

Choose a cash loan of up to 1,000,000 dinars with a repayment period of up to 70 months

No fees for loan application processing, loan maintenance and withdrawal of Credit bureau reports

The installment remains the same throughout the loan repayment period, because our loans have a fixed interest rate

We have a more favorable interest rate for clients who receive their salaries/pensions through Mobi Banka

You can submit the documentation online* or at the nearest Yettel shop.
How do I apply for cash loan
Use the app to get everything done, in 3 steps:
1.
Apply for an RSD cash loan and submit the necessary documentation online* through the internet app or at Mobi Banka points of sale. Based on the provided personal and financial data, and data on employer, the attached documentation and Credit Bureau report data, the Bank will decide on loan approval and inform you about it by SMS and email.
2.
After the approval, you can accept the offered loan terms in the mobile or internet app.
3.
Conclude the loan agreement online for amount up to 600,000 RSD, without visiting Bank. You can find more information about entering into distance contracts here. The loan agreement for amount over 600,000 RSD will be concluded at the Bank’s point of sale.
After the agreement has been concluded, the loan will be disbursed and we will inform you about it by SMS and email.
*If the attached documents have not originally been issued in electronic form, you will also be required to provide the originals at the Bank's point of sale.
If you do not have a current account opened with us, you can submit a loan application, and we will open your account after the application has been approved.
1. Visit the Bank's point of sale to get an offer.
2. Apply for an RSD cash loan and submit the necessary documentation online* through the Mobi Banka internet app. Based on the provided personal and financial data, and data on employer, the attached documentation and Credit Bureau report data, the Bank will decide on loan approval and inform you about it by SMS and email.
3. After the approval, visit the Bank's point of sale to open a current account without a monthly fee
4. After opening the account, you can accept the offered loan terms in the Bank's mobile or internet app.
5. You will conclude the loan agreement at the Bank's point of sale, at which point you will provide the original documentation.
After the agreement has been concluded, the loan will be disbursed and we will inform you about it by SMS and email.
*If the attached documents have not originally been issued in electronic form, you will also be required to provide the originals at the Bank's point of sale.
It is important for you to know
Terms and conditions for cash loan |
||
Loan amount | from 60,000 RSD to 1,000,000 RSD | |
Period of repayment | from 6 to 70 months | |
Maturity | Up to 36 months | 37-70 months |
Interest rate (per annum) for clients who receive their salaries/pensions through Mobi Banka | 14,00% fixed, annual |
16,25% fixed, annual |
Interest rate (per annum) for clients who do not receive their salaries/pensions through Mobi Banka | 16,00% fixed, annual |
18,25% fixed, annual |
One-off loan application processing fee | Free of charge | |
Early loan repayment fee | Free of charge | |
Credit Bureau report withdrawal fee | Free of charge |

Full-time employees
- Monthly bank statements from the account to which you receive earnings for the last 3 months in PDF format, showing the last three salaries paid in. Typically, you receive the statements via email or can be downloaded through the Internet or mobile banking, or
- Employment and Employment Receipt issued in electronic form and signed with a digital certificate by the employer, or
- Electronic delivery certificate received from e Government portal. More information on how to obtain this certificate can be found here.
If the employer does not issue a certificate certified by a digital certificate, you can attach a certificate stamped and signed.
An example of correctly completed Certificate verified with the stamp and signature is presented below.
- PPDG5/PPDG2R – income tax return certificate for those with income exceeding a defined limit
Pensioners
RSD pension
- The monthly bank account statements from the bank where you have been receiving your pension for the past 3 months in PDF, showing the last three pensions paid in. You usually receive your statements by email or you can download them using internet or mobile banking, or
- Pension checks for the last three months, or
- Certificate on the amount of pension issued by the RS Pension and Disability Insurance Fund
- Electronic delivery certificate received from e Government portal. More information on how to obtain this certificate can be found here.
Foreign currency pension
- A copy of the decision issued by the competent pension fund – the document needs to be translated by a certified court interpreter (for foreign currency pensioners). The translation will not be required for foreign currency pensioners who receive their pension cheques from Croatia, Bosnia and Herzegovina or Montenegro
- The monthly bank account statements from the bank where you have been receiving your foreign currency pension for the past 6 months in PDF, showing the last six pensions paid in. You usually receive your statements by email or you can download them using internet or mobile banking
- Natural persons with residence in the Republic of Serbia (residents)
- Persons above the age of 18 with an ID card that is valid at the moment when they make their application
- Full-time employees and pensioners who receive their regular monthly income of at least 20,000 RSD. For part time employees repayment period is determined so that the last installment must be paid at least 2 months before the end of the part-time contract.
- Persons employed with companies that have active status
- Persons who have been employed with their current employer for at least 3 months
The client pays the loan off in the equal monthly annuities at the end of every month, following the repayment plan.
The first annuity arrives on the last day of the following month. Annuity payment is made on the last day of month from the users current account.
Early loan repayment
- The loan user has the right to pay the loan off, wholly or partially, even before the finishing date predefined in the agreement, through the inter transfer from user’s current account to its loan party. The minimum payment amount must be greater than the amount of three annuities.
- In the case of the early partial repayment, the amount of the monthly annuities will proportionally reduce following the remaining amount of the total debt.
Representative example for the use of RSD cash loan for clients who have transferred their salaries to Mobi Banka:
Amount | Repayment | NIR | EIR | Monthly instalment | Loan application processing fee |
Total amount of loan (equity and interest rate) |
300.000 RSD | 36 months | 14,00% fixed, annual | 14,00% | 10.133,44 RSD | without fee | 364.815,55 RSD |
600.000 RSD | 60 months | 16,25% fixed, annual | 16,25% | 14.322,23 RSD | without fee | 859.334,20 RSD |
Representative example for the use of RSD cash loan for clients who have not transferred their salaries to Mobi Banka:
Amount | Repayment | NIR | EIR | Monthly instalment | Loan application processing fee |
Total amount of loan (equity and interest rate) |
300.000 RSD | 36 months | 16,00% fixed, annual | 16,00% | 10.390,31 RSD | without fee | 374.051,38 RSD |
600.000 RSD | 60 months | 18,25% fixed, annual | 18,25% | 14.873,46 RSD | without fee | 859.334,20 RSD |
Note: The stated effective interest rate shall be applicable as of the date when the loan repayment plan is created. The representative example was created on 30 September 2022.