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CONSUMER OFFER CARDS CREDIT CARD
 

 
 

Choose the number of installments – pay now, split to installments later 


With our credit card each transaction (at POS, ATM or web), in the minimal amount of 2.000 RSD can be divided into installments (up to 12). Split to installments when it’s most convenient for you, by the end of the current month, via Bank's Internet or mobile application. This way, you can enjoy every purchase without limitations or compromise. 


To apply for credit card you need to have a current account with Mobi Banka without a monthly maintenance fee and issuance of a debit card fee. If you don’t already have a current account with Mobi Banka, you can apply for the credit card, and we will open your current account after the credit card is approved.


How does the split to installments work?


Each credit card transaction (at POS, ATM or web), in the minimal amount of 2.000 RSD can be divided into installments, if it's executed in the current month. Whether the credit card transaction is executed or pending, it can be divided into installments. 


This service is available via application, in the option Credit card transaction details.

After choosing transaction, you can enter the number of the installments on which you want to divide the chosen transaction.

  • The number of the installments depends on the amount of transaction and is chosen in application - not on POS terminals on which the transaction is done.
  • Customers who receive their salary in Mobi Banka: NIR 22,70% annually; EIR: from 25,01% annually.
  • Customers who do not receive their salary in Mobi Banka: NIR 26,00% annually; EIR: from 28,90% annually.



Revolving

Refinance

Payments

Charge from credit card

 

How do I apply for a credit card? 

(customers with current account)


Step 1. Complete the credit card application on the Bank's Internet application or at the Bank's point of sale by entering personal, financial and employer data.

Step 2. Attach the required documentation on the Bank's Internet application.

If the enclosed documents are not originally issued in electronic form, you will need to submit the originals at the Bank's point of sale.

Step 3. Based on the entered data, the attached documentation and data from the report of the Credit Bureau, the Bank will make a decision on approval of the credit card, of which we will notify you via SMS and email.

Step 4. After approval, accept the offered credit card terms on the Bank's mobile or internet application.

Step 5. The credit card agreement is concluded online without coming to the Bank's point of sale. More information on signing a distance contract here.

Step 6. After the conclusion of the contract, the credit card limit will be available, of which we will notify you via SMS and email.




 
Apply now
 

How do I apply for a credit card? 

(customers without current account)


Step 1. Visit Bank’s point of sale to get the offer.

Step 2. Proceed with credit card application, by entering personal, financial and employer data and attach the required documentation on the Bank's Internet application.

If the enclosed documents are not originally issued in electronic form, you will need to submit the originals at the Bank's point of sale

Step 3. Based on the entered data, the attached documentation and data from the report of the Credit Bureau, the Bank will make a decision on approval of the credit card, of which we will notify you via SMS and email.

Step 4. After approval, visit the Bank’s point of sale to open a current account which does not include a monthly maintenance fee an issuance of a debit card fee. After you open the account, accept the offered credit card terms on the Bank's mobile or internet application.

Step 5. The credit card agreement is concluded at the Bank's point of sale, during which you need to present the original documentation.

Step 6. After the conclusion of the contract, the credit card limit will be available, of which we will notify you via SMS and email.





 

With our credit card you get your spending overview without going to the bank!


When you own a credit card, money is always at your disposal - and you start repaying the amount borrowed up to 45 days later. Using the web and mobile apps, you can check your balance, set a limit, as well as enable or disable payment channel options - ATMs, point of sale and the Internet. The app also allows you to access your credit card settings - activation, PIN selection or change, temporary or permanent card blocking or replacement. 


 
 


Do you want your Mobi Banka credit card?


 
 
 

Until 30 June 2021, for all Progresiv+ users, credit card maintenance will be free of charge! 




 
 

Tips and tricks for credit card usage

 
  • Balance on the credit card, you can see on the home screen of application, by moving graphics on the side, where the balance of the current account is shown, and all the details - the total debt, the amount and date of the next instalment can be found in the section My accounts, the option Loans, by clicking on Credit card box.
  • There are also all transactions you have made with your credit account. Withdrawal of monthly instalment is done automatically from your current account, and you can pay it by yourself by using the internal transfer in the review of your accounts.

Required documents

 

Full-time employees

  • Monthly bank statements from the account to which you receive earnings for the last 3 months in PDF format. Typically, you receive the statements via email or can be downloaded through the Internet or mobile banking, or

  • Employment and Employment Receipt issued in electronic form and signed with a digital certificate by the employer.

If the employer does not issue a certificate certified by a digital certificate, you can attach a certificate stamped and signed.

An example of correctly completed Certificate verified with the stamp and signature is presented below.

  • PPDG5/PPDG2R – income tax return document for incomes above a certain amount
  • Confirmation of remaining principal balance – for refinance only **
 
Employment type and income verification document Sample employment type and income verification document
 

Pensioners

  • Monthly bank statements from the account to which you receive your pension for the last 3 months in PDF format. You usually receive the statements via email, or you can download them via the Internet or mobile banking, or

Pension checks for the last three months, or

Pension Certificate issued by the PIO Fund RS.

  • A copy of the decision issued by the competent pension fund – the document needs to be translated by a certified court interpreter (for foreign currency pensioners). The translation will not be required for foreign currency pensioners who receive their pension cheques from Croatia, Bosnia and Herzegovina or Montenegro

  • Confirmation of remaining principal balance – for refinance only **
 

Who is eligible to apply?

Sample

Credit card facts and figures